Health Insurance has gotten pretty confusing the last few years. Between the Marketplace, Obamacare, Gold Plans, Silver Plans, Health Saving Accounts, subsidies, and penalties it’s very hard to figure out what to do. We have been dealing with Health Insurance Plans as brokers since 1998 and we know what we are doing.  


Individuals: If your income falls between certain guidelines we can help you open a federal marketplace account, apply and receive a subsidy, and then pick a plan that’s best for you. There is no cost for this service , you’ll pay the same whether you use a broker or not. Plus we will be here to answer any questions you have or help with problems that could crop up after the plan is put in place. 


If your income is above the guidelines we can help you buy a plan as well, again you’ll pay the same whether you use a broker or not. As brokers we are here to help after the plan is put into place. 


Business: We have many business health insurance accounts and we can help show you different options for you and your employees. We are brokers and can deal with any company writing health plans in New Jersey.

Arthur Ammermuller
Owner | Head Broker

Art  Ammermuller has been an insurance broker in Monmouth County for almost 20 years. The business has been helping people find affordable health insurance plans, life insurance , and Medicare supplement plans, for over 20 years.  As brokers we work for you, we shop for you to offer the plans that best suit your situation. We will show you your options, answers your questions, and provide insight so that you can make an informed choice.  Art Ammermuller is a life long resident of New Jersey. He graduated from the Peddie School in Hightstown and Rutgers University with a BS in Economics. He has moved around a lot living in Matawan, Hightstown, New Brunswick, Hoboken , Jersey City, Westfield, and presently in Belmar ( since 1998).

Erica Ammermuller
Partner | Broker

After 8 years of working corporate positions in media, advertising, and insurance in New York,City  Erica decided to follow in her dad’s footsteps and join him at Monmouth Shore Insurance. She is passionate about helping clients secure the coverage they need matched with a monthly premium they can afford.  She is excited to grow both her health and life insurance experience while building upon the foundation of the family business. 


732.345.6300  |  art@benefitsnj.com

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